A recent labor agreement created new medical plans for State employees represented by the CWA.  Two new Preferred Provider Organization (PPO) Plans will be introduced:  CWA Unity DIRECT (administered by Horizon) and CWA Unity Freedom (administered by Aetna). Along with the new PPOs, the current Health Maintenance Organizations (HMO), Tiered Network Plans, and High Deductible Health Plans (HDHP) will be offered.

The SHBP will hold a special Open Enrollment for employees covered under the new CWA agreement from April 22, 2019, to May 3, 2019.  Current CWA subscribers will be automatically transferred or remain in the same plan unless a CWA Open Enrollment Application is submitted with another plan selected.

• CWA employees enrolled in NJ DIRECT15, 1525, 2030, or 2035 will be automatically transferred to the new CWA Unity DIRECT plan.
• CWA employees enrolled in Aetna Freedom 15, 1525, 2030, or 2035 will be automatically transferred to the new CWA Unity Freedom plan.
• CWA employees enrolled in a Tiered Network plan will remain in the plan in which they are currently enrolled.
• CWA employees enrolled in an HMO will remain in the plan in which they are currently enrolled.
• CWA employees enrolled in a HDHP will remain in the plan in which they are currently enrolled.

Applications and Charts

• CWA Open Enrolment Application
• CWA Open Enrollment Medical Plan Design Chart
• CWA Unity DIRECT/Freedom Member Contribution Rates
• HMO and HDHP Member Contribution Rates
• Tiered Network Plans CWA Member Contribution Rates
• CWA Health Benefit Contribution Calculator for Biweeekly Employees
• CWA Health Benefit Contribution Calculator for Monthly Employees

For more information please visit NJ Division of Pensions & Benefits.